The Oligarchy Times, Volume 2, Issue 3
In this issue of the Oligarchy Times, we have another look at Obamacare because the President really cannot be allowed to run away from the disaster he created just because has created so many others in addition.
Four months ago, in regard to people losing their health insurance as a result of the inappropriately named “Affordable Care Act,” Harry Reid said that “there are plenty of horror stories being told…all of them are untrue” (see https://www.youtube.com/watch?v=mSJOLivL-NU). I was doing some research on a paper for my doctoral program, and look what I came across…an article that was printed in the Contemporary Pediatrics journal just three weeks before Mr. Reid’s claims. I know, it must be that the Koch brothers and the Benham brothers chipped in and bought Contemporary Pediatrics and Fox News gathered all of the fake survey respondents. It’s just one more fake scandal. Oh good, now I can rest safely in the Obamanation.
The Oligarchy Times, Volume 2, Issue 2
In the past, I have made suggestions for the President that he was highly unlikely to act upon. I have a few very realistic actions that President Obama could take that will take care of several issues and truly change the world:
1) His dropping pole results
2) Fuel costs in the US
3) The loss of the US’s position as a true super power
5) Our impotent threats against Russia’s invasion of the Ukraine
If he would drive getting rid of ridiculous EPA prohibitions against fracking and northern drilling and push for the passing of the XL pipeline, we could take a large portion of that oil, sell it to European nations dependent on Russian oil at a rate far lower than Russia’s, and bankrupt the Russian economy by removing that income stream. We could win that “war” without deploying a single soldier or firing a single bullet. Fuel costs in the US would drop, we’d have a viable economic weapon to diplomiatically impact the world for good, tens of thousands of jobs would be created, and Russia would be forced to stop these invasions that are based on its stabilizing its major income stream. It could happen.
With all of the whining going on about carbon emissions, I decided to do some research in ways to get the carbon out of the air. A single device powered by a coal-energy plant would remove ten times the amount of energy needed to run it. The device in this article was created over 5 years ago. Imagine the improvement in the technology and drop in the costs to produce it.
Promise Zones? Really? The president promised Detroit that he would not let it fail. He promised us that if we liked our doctors and our insurance, we could keep them. He promised us that he would close Gitmo. He promised us that he would lead the most transparent administration in history. I look at his promises like a bad case of gas. They stink from the moment they are made and eventually they are followed by crap that needs to be cleaned up!
The Oligarchy Times, volume 1, issue 3
In today’s issue of the Oligarchy Times, we examine the most consistent man in the United States, if not the world. President Barack “Enron” Obama made the following statement on October 23, 2013:
“The product is good. The health insurance that’s being provided is good. It’s high quality and it’s affordable. People can save money, significant money, by getting insurance that’s being provided through these marketplaces. And we know that the demand is there. People are rushing to see what’s available. And those who have already had a chance to enroll are thrilled with what’s available.” (Source: http://cnsnews.com/news/article/susan-jones/obama-shills-obamacare-product-good-call-now#sthash.s6xg4RDg.dpuf)
In almost flawless constancy, President Enron lied, flat out lied. How can a person state that a largely unavailable product “is good?” Even if the site is 100% running and available, by all accounts, it is not secure. In order to go window shopping, you have to give sensitive information. It is like going window shopping at the mall while naked.
The following is directly from the Chicago Tribune, December 15, 2013
CHICAGO — Rachel Arai is a 38-year-old stay-at-home mom with a second child on the way in February. Her family has never been without health insurance, coverage her family views not as a luxury but as a necessity.
She and her self-employed husband, Devin Stites, want to buy a policy for 2014, but like millions across the country, they’ve found themselves in limbo: With just days left to select coverage that will kick in Jan. 1, they lack the information needed to make a decision on what policy to buy.
The family has health insurance through Blue Cross and Blue Shield of Illinois. But they’ve been eager to see if they can get a better deal, and possibly a tax credit, through the new Illinois health insurance exchange set up as part of the Affordable Care Act.
The problem: Blue Cross hasn’t told them how much they’ll have to pay for their existing plan in 2014. And HealthCare.gov, the federal website where consumers in 36 states, including Illinois, are supposed to be able to compute their subsidy amount and buy health insurance, has been largely inoperable for many consumers, including Arai.
As the Dec. 23 deadline to obtain insurance coverage approaches, frustration is mounting across the country for people who fear they’ll have little time to assess their health care options or, at worst, not be able to sign up for a plan in time because of the bumpy rollout of the health care law.
There’s not much Arai and her husband can do, aside from wait and hope they get the information they need in time to ensure no gap in coverage.
“I’m really frustrated at this point, (and) I don’t have hours and hours to try and get pricing on my health insurance,” she said. “I’m nervous about the situation, but my hands are kind of tied. I don’t know what to do, and my husband is beside himself.”
For people with chronic conditions or those who require ongoing medical treatment like Arai, the loss of coverage — even for a month — could create a big financial hardship.
How the family and others like them ended up in this pickle is largely a reflection of the technological meltdown that rendered the website all but unusable in its first two months, a reordering of the insurance market spurred by the health care law and the policy reversal that followed.
New regulations under the health law that required all new policies to cover a list of 10 essential health benefits, including prescription drugs, hospitalization and maternity care, with no extra charge. That spurred insurers across the country to cancel plans for millions of Americans with private coverage, including about 185,000 in Illinois.
Massive public outcry erupted, prompting the White House to change course. President Barack Obama announced in November that states could allow insurers to offer existing policies for one more year, even if they didn’t meet the new standards.
Blue Cross, the state’s largest insurer that issued the majority of plans on the individual market last year, decided it would go along. But it has yet to communicate 2014 rate information to Arai and other customers.
“Every week I call they say next week. The email I got earlier this week said next week. Everything is next week, but next week never seems to come,” Arai said.
Lauren Perlstein, a spokeswoman for the parent company of Blue Cross and Blue Shield of Illinois, said the company will notify its members soon of adjusted 2014 rates that reflect new taxes and fees associated with the health law.
In a letter sent two weeks ago to customers, the insurer said it would tack on an additional 4.1 percent to premiums reflect those new fees, plus another unspecified rate adjustment to account for 2014.
The insurer advises them to compare their current plan to new 2014 plans on its website to ensure they’re getting the coverage that is right for them.
Other insurers that sold individual policies in Illinois this year also will offer those plans next year, including Health Alliance, which said it will increase rates on extended plans by 21.8 percent effective Feb. 1.
Humana is offering renewals for small group plans, but still hasn’t made a decision about individual policies, a spokesman said. Aetna said Thursday it would not offer old plans next year.
State and federal officials have urged consumers to keep trying to access the website, which is working far better in December than in its first two months of operation. They also encourage those who need help sorting out their options to contact one of several dozen community groups across the state that have a combined 1,500 trained helpers who can help people navigate the process of signing up for coverage.
That’s little consolation for Fran Schlesinger, 45, of Naperville, who has spent more than 20 hours trying to sign up for coverage on the federal website, including at least seven hourlong calls with federal call center helpers, to no avail.
After her husband lost his corporate job in 2011, her family of six has purchased coverage on the individual market. Their current policy, through UnitedHealthcare, will cost more than $1,000 a month starting in January, up from about $900.
She estimates the family will be eligible for a hefty federal subsidy to buy an insurance policy on the exchange, but the one time out of dozens that she was able to get through the application process, she inadvertently entered an erroneous income figure. The system kicked her application into Medicaid, the state-federal insurance program for those with low-income or the disabled
Once she realized her mistake, she made four calls to the federal help line, spending an hour on the phone with a helper each time. But she’s still unable to remove or correct her application, leaving her locked out of the system and unable to compare the private policies her family intends to buy.
“At this point, I’ve thrown up my hands and said I can’t deal with this anymore,” Schlesinger said. “I feel like I’m in one of those hamster wheels, where you cannot get off.”
Pam Lefkowitz, 53-year-old Lincolnwood self-employed IT consultant, called the entire process “the biggest nightmare.”
After two months of failed attempts, the finally was able to view health plans on HealthCare.gov Dec. 2. She didn’t like what she saw.
Although she’ll qualify for a monthly tax credit of about $91 if she buys a plan through the exchange, the policies offered carried higher total out-of-pocket costs than her old plan from Blue Cross and Blue Shield, which she would prefer to keep, depending on how much it costs.
She received an e-mail last week from the insurer saying it would renew that plan and send her information this week on how much it would cost in 2014. As of Thursday afternoon, the letter had not arrived.
“I’m in a holding pattern,” Lefkowitz said. “I’m not doing anything until I hear from Blue Cross.”
Even for enrolled, obstacles remain
Even those who have signed up via the health exchanges are running into red tape and roadblocks.
The website also has had a number of back-end issues that affect the way it notifies insurance companies of their new enrollees. The federal government said last week that about 10 percent of the enrollment forms HealthCare.gov submits to insurers have errors, including incorrect information, duplicate forms and, in some cases, missing forms.
That’s down from an error rate of about 25 percent in October and November, before a host of significant repairs were made to the website, officials said. Even so, the continued issues raise the specter that some people who believe they are enrolled in a health plan may show up to a doctor’s office or a hospital and find that insurers have no record of their application.
Administration officials and insurance companies suggest that anyone who enrolls in coverage via the federal website call their insurance company to confirm they’ve signed up. For the plan to kick in Jan. 1, enrollees also are required to pay their insurer the first month’s premium by Dec. 31.
In a nod to the ongoing sign-up problems nationwide, federal officials announced several steps Thursday aimed at helping people who get stuck in health care-law limbo. The Department of Health and Human Services said patients enrolled in special insurance plans for people with pre-existing conditions would be able to stay on that coverage until the end of January.
—Peter Frost and Chad Terhune of the Los Angeles Times
To quote The Thompson Twins, “lies, lies, lies, yeah!”
The Oligarchy Times
Vol. 1, Issue 2.
President Obama now has a new name and new title. As of today, I declare his new name to be President Enron. Why? Enron promised to deliver a functional energy exchange. It took in lots of money, but it turned out to benefit a very small number of clients but profoundly benefitted the principles of Enron. It was incapable of delivering on its promises. President Enron promised to deliver a working healthcare exchange. He got elected to the highest office in land based on the lies he told about keeping doctors, keeping insurance, and not costing the taxpayers one dime. What followed the enactment of the Unaffordable Careless Act earned him his new title, Commandeer-in Chief. This is not a typo. President Enron commandeered over $700 billion from the Medicare trust fund. Here are the numbers:
President Enron and his minions are responsible for the creation of a system that doesn’t only have a flawed Web portal, it doesn’t even have a system created to pay insurance carriers. So the Unaffordable Careless Act has the ability to take money in but it doesn’t have the ability to send money out. The Commandeer-in-Chief is also a prolific liar. He told millions of Americans that “the product is good.” If the product was good, it would be able to do what was promised.
If you don’t like the name President Enron, I have an alternative: President Barry Madeoff.
On October 1, 2013, America was forced to participate in the purchase of a service that the majority of Americans do not want. If uninsured Americans don’t have insurance and don’t buy insurance under the Affordable Care Act (also known as Obamacare), they will be penalized because, as the Supreme court determined, Obamacare is a tax and that tax will be a penalty imposed on Americans that choose to not buy the service. At 2PM on October 20, 2013, I attempted to go to the exchange page for my state’s Health Insurance Exchange. This is what I was greeted with:
I am a hunter. This continued lack of availability of the ability to sign up for Obamacare is akin to requiring me to buy a hunting license online before hunting but then not having a working website to buy that license. That is just flat-out ridiculous!
“The fact that we are here today to debate raising America’s debt limit is a sign of leadership failure. It is a sign that the U.S. Government can’t pay its own bills. It is a sign that we now depend on ongoing financial assistance from foreign countries to finance our Government’s reckless fiscal policies. Over the past 5 years, our federal debt has increased by $3.5 trillion to $8.6 trillion. That is “trillion” with a ‘T.’ That is money that we have borrowed from the Social Security trust fund, borrowed from China and Japan, borrowed from American taxpayers. And over the next 5 years, between now and 2011, the President’s budget will increase the debt by almost another $3.5 trillion.
This year, the Federal Government will spend $220 billion on interest. That is more money to pay interest on our national debt than we’ll spend on Medicaid and the State Children’s Health Insurance Program. That is more money to pay interest on our debt this year than we will spend on education, homeland security, transportation, and veterans benefits combined. It is more money in one year than we are likely to spend to rebuild the devastated gulf coast in a way that honors the best of America.
Increasing America’s debt weakens us domestically and internationally. Leadership means that ‘the buck stops here.’ Instead, Washington is shifting the burden of bad choices today onto the backs of our children and grandchildren. America has a debt problem and a failure of leadership. Americans deserve better.
I therefore intend to oppose the effort to increase America’s debt limit.
Senator Barack Obama (D-IL), 2006
Before there were child labor laws, occupational safety laws, and a minimum wage, the unions in this country provided a huge service to their members. In more recent times, unions have single-handedly harmed and killed businesses throughout the United States. The death of Hostess Bakery came at the hands of a union. In this case, it wasn’t the Teamsters. They worked out a deal with Hostess. We owe this one to the Bakery, Confectionary, Tobacco Workers and Grain Millers International Union (http://www.bctgm.org/). That union is affiliated with the AFL-CIO. Maybe the AFL-CIO should take the $5.95 million its Political Action Committee gave to the Democrat Party in 2012 and give it to the families of the newly unemployed that it helped to create.
What are unions doing for us today? They make sure that pro athletes get tons of money. They don’t seem to do that for everyone though. The three most important jobs an American can hold today are teacher, police officer, and firefighter. In spite of the fact that these professions are largely unionized, the noble men and women in these jobs are some of the most notoriously underpaid in the nation. A large group of people making less than them today are 18,500 Americans that used to have a job with Hostess.
As I look into my crystal Sno-Ball, here is what I see. Within 90 days, a foreign-owned corporation will buy the intellectual property of Hostess, buy the briefly idled buildings and delivery trucks, and hire 18,500 non-union Americans to put the products back on the shelves. In the mean time, 18,500 Americans who paid their unions to get them fired will become part of the ever-growing number of Americans using food stamps. When they see Twinkies back on the shelves they will need Obamacare to pay for the injuries they’ll suffer from kicking themselves.
Follow-up – February 11, 2013
Judge OKs auction of Hostess brands.
Follow-up – January 30, 2013
Apollo Global Management LLC and C. Dean Metropoulos & Co have set a baseline offer of $410 million for Hostess.
Change is what remains after you pay too much and get too little.
I am inviting anybody in the United States that held a different opinion than mine about our newly re-elected president to say, “I told you so” to me when any of the following happen:
- The national debt ceases to grow for 12 months straight
- Our credit rating goes back to AAA
- We completely leave Afghanistan
- A budget is passed
- The president sets foot in Israel
- Real unemployment stays at or below 6% for three consecutive months
- DOMA is repealed and benefits like Social Security and military spousal privileges are extended to all legally married people
- The academic rating in science and math of U.S. students gets back into the top ten in the world
- The president fulfills his 2009 promise to shut down Guantanamo Bay
- The number of appearances the president makes on talk shows in a year is less than the number of press conferences he holds in the same year
- There isn’t a single presidential appointee at the USDA that has not or does not benefit from Genetically Modified Organisms (GMO’s)
You know where to reach me.
Almost two years ago, I predicted that Mr. Obama would win if the Republicans put a moderate in place. Furthermore, the House and the Senate would stay the same. For 2016, the Republicans will put a real conservative in place, possibly Chris Christie. The Republican landslide in the 2016 election will be Reaganesque in magnitude to include the loss of the Senate. I’ll add a few more details:
In 2014, the House and Senate will hold their current majorities although to a lesser extent
DOMA will still be the law of the land, despite a growing number of states passing marital equality laws
Our credit rating will not improve above AA+
The Department of Homeland Security will expand
The national debt will increase at a somewhat slower rate but it will be nearly $20 trillion by 2016
We will still be in Afghanistan
Unemployment will hover around 8
Things will be stagnant through Mr. Obama’s second term as a mixed Congress will never allow him to get any of his pet projects passed. There will be one exception because Mr. Obama will present something more moderate and that will get passed
Our trade deficit will increase
Businesses going offshore will increase
Bankruptcies will increase in 2014 when the full set of laws under Obamacare hit small to medium businesses
An increasing number of Republicans will become “liberty-minded” and more libertarian planks will find their way into the Republican platform for 2016