President Obama’s Promise Zones

Promise Zones? Really? The president promised Detroit that he would not let it fail. He promised us that if we liked our doctors and our insurance, we could keep them. He promised us that he would close Gitmo. He promised us that he would lead the most transparent administration in history. I look at his promises like a bad case of gas.  They stink from the moment they are made and eventually they are followed by crap that needs to be cleaned up!

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The Oligarchy Times-The Product Isn’t Good

The Oligarchy Times, volume 1, issue 3

In today’s issue of the Oligarchy Times, we examine the most consistent man in the United States, if not the world. President Barack “Enron” Obama made the following statement on October 23, 2013:

“The product is good. The health insurance that’s being provided is good. It’s high quality and it’s affordable. People can save money, significant money, by getting insurance that’s being provided through these marketplaces. And we know that the demand is there. People are rushing to see what’s available. And those who have already had a chance to enroll are thrilled with what’s available.” (Source: http://cnsnews.com/news/article/susan-jones/obama-shills-obamacare-product-good-call-now#sthash.s6xg4RDg.dpuf)

In almost flawless constancy, President Enron lied, flat out lied.  How can a person state that a largely unavailable product “is good?”  Even if the site is 100% running and available, by all accounts, it is not secure.  In order to go window shopping, you have to give sensitive information.  It is like going window shopping at the mall while naked.

The following is directly from the Chicago Tribune, December 15, 2013

CHICAGO — Rachel Arai is a 38-year-old stay-at-home mom with a second child on the way in February. Her family has never been without health insurance, coverage her family views not as a luxury but as a necessity.

She and her self-employed husband, Devin Stites, want to buy a policy for 2014, but like millions across the country, they’ve found themselves in limbo: With just days left to select coverage that will kick in Jan. 1, they lack the information needed to make a decision on what policy to buy.

The family has health insurance through Blue Cross and Blue Shield of Illinois. But they’ve been eager to see if they can get a better deal, and possibly a tax credit, through the new Illinois health insurance exchange set up as part of the Affordable Care Act.

The problem: Blue Cross hasn’t told them how much they’ll have to pay for their existing plan in 2014. And HealthCare.gov, the federal website where consumers in 36 states, including Illinois, are supposed to be able to compute their subsidy amount and buy health insurance, has been largely inoperable for many consumers, including Arai.

As the Dec. 23 deadline to obtain insurance coverage approaches, frustration is mounting across the country for people who fear they’ll have little time to assess their health care options or, at worst, not be able to sign up for a plan in time because of the bumpy rollout of the health care law.

There’s not much Arai and her husband can do, aside from wait and hope they get the information they need in time to ensure no gap in coverage.

“I’m really frustrated at this point, (and) I don’t have hours and hours to try and get pricing on my health insurance,” she said. “I’m nervous about the situation, but my hands are kind of tied. I don’t know what to do, and my husband is beside himself.”

For people with chronic conditions or those who require ongoing medical treatment like Arai, the loss of coverage — even for a month — could create a big financial hardship.

How the family and others like them ended up in this pickle is largely a reflection of the technological meltdown that rendered the website all but unusable in its first two months, a reordering of the insurance market spurred by the health care law and the policy reversal that followed.

New regulations under the health law that required all new policies to cover a list of 10 essential health benefits, including prescription drugs, hospitalization and maternity care, with no extra charge. That spurred insurers across the country to cancel plans for millions of Americans with private coverage, including about 185,000 in Illinois.

Massive public outcry erupted, prompting the White House to change course. President Barack Obama announced in November that states could allow insurers to offer existing policies for one more year, even if they didn’t meet the new standards.

Blue Cross, the state’s largest insurer that issued the majority of plans on the individual market last year, decided it would go along. But it has yet to communicate 2014 rate information to Arai and other customers.

“Every week I call they say next week. The email I got earlier this week said next week. Everything is next week, but next week never seems to come,” Arai said.

Lauren Perlstein, a spokeswoman for the parent company of Blue Cross and Blue Shield of Illinois, said the company will notify its members soon of adjusted 2014 rates that reflect new taxes and fees associated with the health law.

In a letter sent two weeks ago to customers, the insurer said it would tack on an additional 4.1 percent to premiums reflect those new fees, plus another unspecified rate adjustment to account for 2014.

The insurer advises them to compare their current plan to new 2014 plans on its website to ensure they’re getting the coverage that is right for them.

Other insurers that sold individual policies in Illinois this year also will offer those plans next year, including Health Alliance, which said it will increase rates on extended plans by 21.8 percent effective Feb. 1.

Humana is offering renewals for small group plans, but still hasn’t made a decision about individual policies, a spokesman said. Aetna said Thursday it would not offer old plans next year.

State and federal officials have urged consumers to keep trying to access the website, which is working far better in December than in its first two months of operation. They also encourage those who need help sorting out their options to contact one of several dozen community groups across the state that have a combined 1,500 trained helpers who can help people navigate the process of signing up for coverage.

That’s little consolation for Fran Schlesinger, 45, of Naperville, who has spent more than 20 hours trying to sign up for coverage on the federal website, including at least seven hourlong calls with federal call center helpers, to no avail.

After her husband lost his corporate job in 2011, her family of six has purchased coverage on the individual market. Their current policy, through UnitedHealthcare, will cost more than $1,000 a month starting in January, up from about $900.

She estimates the family will be eligible for a hefty federal subsidy to buy an insurance policy on the exchange, but the one time out of dozens that she was able to get through the application process, she inadvertently entered an erroneous income figure. The system kicked her application into Medicaid, the state-federal insurance program for those with low-income or the disabled

Once she realized her mistake, she made four calls to the federal help line, spending an hour on the phone with a helper each time. But she’s still unable to remove or correct her application, leaving her locked out of the system and unable to compare the private policies her family intends to buy.

“At this point, I’ve thrown up my hands and said I can’t deal with this anymore,” Schlesinger said. “I feel like I’m in one of those hamster wheels, where you cannot get off.”

Pam Lefkowitz, 53-year-old Lincolnwood self-employed IT consultant, called the entire process “the biggest nightmare.”

After two months of failed attempts, the finally was able to view health plans on HealthCare.gov Dec. 2. She didn’t like what she saw.

Although she’ll qualify for a monthly tax credit of about $91 if she buys a plan through the exchange, the policies offered carried higher total out-of-pocket costs than her old plan from Blue Cross and Blue Shield, which she would prefer to keep, depending on how much it costs.

She received an e-mail last week from the insurer saying it would renew that plan and send her information this week on how much it would cost in 2014. As of Thursday afternoon, the letter had not arrived.

“I’m in a holding pattern,” Lefkowitz said. “I’m not doing anything until I hear from Blue Cross.”

——

Even for enrolled, obstacles remain

Even those who have signed up via the health exchanges are running into red tape and roadblocks.

The website also has had a number of back-end issues that affect the way it notifies insurance companies of their new enrollees. The federal government said last week that about 10 percent of the enrollment forms HealthCare.gov submits to insurers have errors, including incorrect information, duplicate forms and, in some cases, missing forms.

That’s down from an error rate of about 25 percent in October and November, before a host of significant repairs were made to the website, officials said. Even so, the continued issues raise the specter that some people who believe they are enrolled in a health plan may show up to a doctor’s office or a hospital and find that insurers have no record of their application.

Administration officials and insurance companies suggest that anyone who enrolls in coverage via the federal website call their insurance company to confirm they’ve signed up. For the plan to kick in Jan. 1, enrollees also are required to pay their insurer the first month’s premium by Dec. 31.

In a nod to the ongoing sign-up problems nationwide, federal officials announced several steps Thursday aimed at helping people who get stuck in health care-law limbo. The Department of Health and Human Services said patients enrolled in special insurance plans for people with pre-existing conditions would be able to stay on that coverage until the end of January.

—Peter Frost and Chad Terhune of the Los Angeles Times

To quote The Thompson Twins, “lies, lies, lies, yeah!”

War…what is it good for?

“I have decided that the United States should take military action against Syrian regime targets.” (President Barack Obama, August 31, 2013)

Later, the president said he would involve Congress in a vote on this issue. It somewhat begs the question as to why he is putting to vote a thing that he has already decided on.

We the People of the United States, in Order to form a more perfect Union, establish Justice, insure domestic Tranquility, provide for the common defence [sic], promote the general Welfare, and secure the Blessings of Liberty to ourselves and our Posterity, do ordain and establish this Constitution for the United States of America. (Preamble to the U.S. Constitution, emphasis mine)

How does attacking a nation that has not struck outside of its own borders constitute a defensive action?

The mission of the Department of Defense is to provide the military forces needed to deter war and to protect the security of our country. (Department of Defense official Web site)

Syria has not threatened the United States with war. Its ownership of chemical weapons does not constitute any greater security threat to the United States than any other military armament it possesses. The U.S. owns massive caches of chemical weapons, yet we are no threat to any other nation. Nations around the world, including the U.S., use o-chlorobenzylidene malononitrile (CS gas, a/k/a Tear Gas) on their own citizens on a regular basis. Between March 2011 and February 2012, 34 people in Bahrain died from Tear Gas (see http://physiciansforhumanrights.org/blog/tear-gas-or-lethal-gas.html). Maybe we should launch a drone strike on Bahrain.

I have one last quotation:

First, in dealing with those nations that break rules and laws, I believe that we must develop alternatives to violence that are tough enough to change behavior – for if we want a lasting peace, then the words of the international community must mean something. Those regimes that break the rules must be held accountable. Sanctions must exact a real price. Intransigence must be met with increased pressure – and such pressure exists only when the world stands together as one. (Barack Obama when he was accepting the Nobel Peace Prize on December 10, 2009)

These things I believe

Socrates said “The unexamined life is not worth living.” I’ve taken some time to be alone, in quiet, and examine what I believe. Some of these are theological, some philosophical, and others are political. They are in no particular order and may not be comprehensive. These are right for me. You may feel differently and I’d love to civilly and respectfully discuss those differences. Here is the result of my self-examination of what I stand for. These things are an integrated unit so if you are interested, read them all first and then we should talk. I believe…

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When is an action of the U.S. government constitutional?

One of the more common dialogs I hear between Ron Paul and members of the press goes like this:

Journalist: Representative Paul, what do you think about <<insert a government action here>>.

Ron Paul: Well…when I take out my copy of the Constitution, I look at the powers granted to Congress by the people as listed in Article One, Section Eight, and if I don’t see it there I don’t think much about it because I’m not allowed to do it.

You can read the entirety of Article One, Section Eight in three minutes.  To guarantee that all bills considered by, and all laws enacted by Congress are constitutional, I think the following process should be followed:

  1. At the opening of all sessions of Congress, the House Parliamentarian shall read Article One, Section Eight to the House and the Senate Parliamentarian shall do likewise for the Senate.
  2. When a Bill is announced, the Parliamentarian shall announce whether or not the Congress has been granted the power to make legislation in that area.  If the power has not been granted under Article One, Section Eight, the Parliamentarian shall inform the author or authors of the bill that the rules governing Congress do not permit them to proceed.  At that point, if any member of congress attempts to promote that bill, he or she shall be escorted out of the building by the Sergeant of Arms and placed in stocks for four hours.
  3. A group of volunteers shall be stationed outside of the House or Senate buildings armed with eggs and tomatoes donated by the public.  They shall, from a distance of nine yards, pelt the public servant in the stocks with the eggs and tomatoes.
  4.  As an added bonus, people wishing to volunteer for this duty must buy a $100 dollar lottery ticket for a chance at the privilege of enforcing the Constitution.  When Congress is in session, 25 lucky Americans will be able to stand watch outside of each houses for a four-hour shift with shifts rotating at midday.  That will pay off the national debt in about 18 months.

Here is Article One, Section Eight:

  • The Congress shall have Power To lay and collect Taxes, Duties, Imposts and Excises, to pay the Debts and provide for the common Defence and general Welfare of the United States; but all Duties, Imposts and Excises shall be uniform throughout the United States;
  • To borrow Money on the credit of the United States;
  • To regulate Commerce with foreign Nations, and among the several States, and with the Indian Tribes;
  • To establish an uniform Rule of Naturalization, and uniform Laws on the subject of Bankruptcies throughout the United States;
  • To coin Money, regulate the Value thereof, and of foreign Coin, and fix the Standard of Weights and Measures;
  • To provide for the Punishment of counterfeiting the Securities and current Coin of the United States;
  • To establish Post Offices and post Roads;
  • To promote the Progress of Science and useful Arts, by securing for limited Times to Authors and Inventors the exclusive Right to their respective Writings and Discoveries;
  • To constitute Tribunals inferior to the supreme Court;
  • To define and punish Piracies and Felonies committed on the high Seas, and Offences against the Law of Nations;
  • To declare War, grant Letters of Marque and Reprisal, and make Rules concerning Captures on Land and Water;
  • To raise and support Armies, but no Appropriation of Money to that Use shall be for a longer Term than two Years;
  • To provide and maintain a Navy;
  • To make Rules for the Government and Regulation of the land and naval Forces;
  • To provide for calling forth the Militia to execute the Laws of the Union, suppress Insurrections and repel Invasions;
  • To provide for organizing, arming, and disciplining, the Militia, and for governing such Part of them as may be employed in the Service of the United States, reserving to the States respectively, the Appointment of the Officers, and the Authority of training the Militia according to the discipline prescribed by Congress;
  • To exercise exclusive Legislation in all Cases whatsoever, over such District (not exceeding ten Miles square) as may, by Cession of particular States, and the Acceptance of Congress, become the Seat of the Government of the United States, and to exercise like Authority over all Places purchased by the Consent of the Legislature of the State in which the Same shall be, for the Erection of Forts, Magazines, Arsenals, dock-Yards, and other needful Buildings;–And
  • To make all Laws which shall be necessary and proper for carrying into Execution the foregoing Powers, and all other Powers vested by this Constitution in the Government of the United States, or in any Department or Officer thereof    

So why is this so freaking complicated?